SBA Lending and Business Acquisition Insights: AMA with Jared W. Johnson

This event was an “Ask Me Anything” (AMA) session hosted by the EBIT Community in April 2025. Jared W. Johnson—Vice President and Senior Business Officer at First Internet Bank—offered in-depth guidance on SBA lending and business acquisition strategies. Drawing from his experience closing over $114 million in SBA 7(a) loans across 62 deals in 2024, he shared creative financing structures like initial interest-only periods, standby seller notes, and integration of advisory costs into loan packages. He also clarified nuances around personal guarantees and shared expert input on due diligence, industry trends, and how to structure deals that work for both buyers and sellers.